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As a manager you are able to invite new customers onto the system as well as load funds to their card.\n\n**Wallets:**\n\nWallets are where funds are stored in order to initiate payouts. In order for a payout to occur, it must be initiated from a wallet. Wallets can only be created by your XTM representative.\n\n**Stores:**\n\nStores are a representation of a physical store presense in the real world. Each store has a one to one relationship with a wallet. When a store is created, the accompanying wallet is automatically generated at the same time. Stores can only be created by your XTM representative.\n\n**External Ids:**\n\nStores, Customers and Managers can all be associated to independent external_ids of your choice. If you chose to use external IDs, it is recomended that you use them throughout your interaction with our APIs. Although this isn't strictly required, it will create a much more consistent 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